The background

Kiva.org is an online crowdfunding platform that has the mission to extend to the poor and financially excluded people around the world the benefits of financial services. Those people can benefit, through services of Kiva, to borrow small amounts of money. These microloans are provided by Kiva through their partnerships with financial services institutions in the countries where resides the receiver of the loans. In the past, Kiva has provided in the targeted communities, over one billion US dollars in microloans. To extend the reach of their assistance, and at the same time, to improve the understanding of specific needs, factors that make the whole difference for impoverished people in different parts of the world, Kiva wanted to better understand the particular conditions of each potential borrower. Due to the diversity of the problems in different parts of the world, the specificity of each case, the multitude of influencing factors, the mission of Kiva to identify...